Powering Smarter Lending & Credit Sales
The all-in-one intelligent platform for microfinance institutions to manage loans, credit sales, track payments, and scale operations with confidence.
Trusted by 15+ institutions across East Africa
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Loans & sales monthly
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Financial institutions
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Platform uptime
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Average rating
Everything you need to manage loans & credit sales
Purpose-built for microfinance institutions. Every feature designed to save you time and grow your business.
Analytics Dashboard
Track portfolio performance, collection rates, disbursements, and sales at a glance with real-time insights.
Client Management
Complete client profiles with documents, credit history, guarantors, and full loan & sales tracking.
Loans & Credit Sales
Create, approve, and disburse loans or credit sales in minutes. Automated schedules and payment tracking for both.
Credit Bureau Integration
Check client credit scores and history before approving loans or sales. Built-in internal bureau plus integration with external bureaus.
Mobile Money
Integrated with MTN MoMo, Airtel Money, and local providers for seamless collections and disbursements.
Multi-Branch
Manage multiple branches with separate capital pools, inventory, and role-based access control.
Your office in
your pocket
Field officers can manage clients, record payments, disburse loans, and process credit sales from anywhere. Works offline and syncs when connected.
Instant sync
Real-time data across all devices
Smart alerts
Payment reminders and due date notifications
Bank-grade security
you can trust
Your data is protected with the same level of security used by major financial institutions. We take compliance seriously so you can focus on growing your business.
Security Status
SSL/TLS Encryption
256-bit AES on all endpoints
Automated Backups
Daily encrypted snapshots
Access Control
Role-based with multi-factor auth
Audit Trail
Immutable activity logging
Vulnerability Scan
0 critical issues found
Certifications
Simple, transparent pricing
Start free, upgrade when you're ready. No hidden fees, no surprises.
Starter
Perfect for small institutions
- 1 branch
- Up to 5 users
- 100 active loans & sales
- 200 clients
- Basic reporting
- Email support
Business
For growing institutions
- 3 branches
- Up to 15 users
- 500 active loans & sales
- 1,000 clients
- Mobile money integration
- Advanced reports
- SMS & Email notifications
- Capital management
- Custom loan & sales products
Enterprise
For large organizations
- Unlimited branches
- Unlimited users
- Unlimited loans & sales
- Unlimited clients
- Everything in Business
- Credit bureau integration
- White label
- API access & Webhooks
- Multi-currency support
- Wallet feature
Ready to transform
your lending & sales business?
Join 15+ microfinance institutions already using Prograte to manage loans, credit sales, and grow their portfolios.
No credit card required • Free setup assistance • Cancel anytime